Personal Legal Expense Coverage

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We are thrilled to announce the launch of Personal Legal Expense Coverage – an innovative addition to My Mutual policies and designed to provide expert legal support when life’s challenges arise. 

Why this matters:

Life can be unpredictable, and legal challenges can arise when least expected. From resolving contractual disagreements to addressing property disputes or navigating employment issues, My Mutual Personal Legal Expense Coverage ensures your clients have the professional support they need to protect their legal rights and provide peace of mind.

 

What's Included in this Coverage?

  •  Employment Disputes

  • Contract Disputes

  • Tenancy Disputes

  • Driver's License Protection

  • Legal Defence

  • Bodily Injury

  • Property Protection

    • Physical damage

    • Legal nuisance & Trespass

  • Tax Protection

 Legal Helpline & Assistance Services

1.833.556.1709

  • Unlimited Legal Helpline Access
  • Legal Document Review Service
  • Simple Legal Letter Drafting
  • Emotional Support Assistance
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Policy Limits

 

My Mutual Homeowner Packages

My Mutual High Value Home Packages

  • $50,000 per claim
  • $100,000 per claim
  •  $250,000 in aggregate per policy period
  • $500,000 in aggregate per policy period

 

Minimum amounts for disputes are:

  • $1,000 for Contract Dispute claims
  • $1,000 in physical damages for Property Protection claims
  • $500 deductible for Property Protection legal nuisance or trespass claims

Updated policy declaration pages will outline the specific coverages included in this plan. Thank you for choosing My Mutual Insurance. We’re proud to partner with your professional broker to provide the protection and peace of mind you deserve.

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 The Legal Helpline offers confidential general legal assistance and information across any area of law — available from 8:00 a.m. to midnight local time and 24/7 for emergencies.

  • Have a contract question? Whether a contractor didn’t deliver, or a product arrived damaged, a lawyer can explain your legal options and what to say in a dispute.

  • Unsure what to do about a property issue? If a neighbour has built over your property line or is causing a nuisance, a lawyer can walk you through your rights and next steps.

  • Need help after a disrupted trip? If a visa error or booking mistake caused you to miss your travel plans, get assistance on what recourse you may have.

  • Have a workplace concern? Whether you’ve been let go or are facing issues at work, a lawyer can help you understand your position and how to respond.

  • Getting audited? If you’ve been contacted by the CRA, a lawyer can guide you through what to expect and how to prepare.

  • Thinking about writing a will? A helpline lawyer can guide you through the legal requirements and help you understand what to include.

 

 

We encourage you to call as often as needed.  

Here’s what to expect:

When calling the helpline, you will first speak with an intake agent who will ask for:

  • Your name, province, and phone number
  • Your policy number
  • The nature of your legal inquiry
  • Consent for a lawyer to leave a voicemail if needed

If a lawyer is not immediately available, the intake agent will request three preferred 2-hour time slots for a callback. You will then receive a Case Number for reference.

A lawyer will return the call within 24-72 hours, making up to three attempts during the provided time slots. If voicemail consent is given, a message will be left if needed. If all attempts are missed, you can call the helpline with your Case Number to reopen their request.