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Moto Saftey My Mutual

Motorcycles are a fun way to explore Saskatchewan and feel the warmth after a long winter. We want you to stay safe on the roads so keep these tips in mind as you hit the road. 

Check your bike before every ride. 

Performing a visual and physical inspection of your bike prior to every ride will ensure your bike is safe to hit the road. 

  • check your tires for cracks, punctures and overall tread life
  • look at the engine and underneath the bike for gas or oil leaks
  • test your lights, turn signals & brakes
  • test your horn
  • ensure your mirrors are adjusted properly 

Protective gear

While it may be tempting to wear just a vest & helmet during the summer, wearing the proper riding gear can save your life. Gear every rider should consider include a full shield helmet, motorcycle jacket & pants, boots and gloves. Research the gear you buy to make sure it meets safety standards and choose colors that are easy for motorist to see. 

Weather factors.

Weather plays a large factor in riding safety, so monitor your local weather forecast when you are planning to hit the road. Rain can reduce visibility & also make roads slick for motorcycle tires. 

Look after your ride.

Proper maintenance for your motorcycle is vital, make sure to follow your user manual for maintenance. Routine maintenance such as oil changes, brake pads or chain adjustment allows your motorcycle to function properly and helps avoid breakdowns or even accidents. 

Rules matter. 

While simple to say, sometimes it can be easy to get caught up in the excitement & forget about the rules of the road. Make sure to signal, stop at lights and turns and drive at safe speeds. 

Considering a package policy for your motorcycle this season? Find a local broker near you who can help you find the right coverage. 


 Share these tips with a friend or a loved one who rides a motorcycle.

 

Mutual Ins My Mutual

What is a mutual insurance company? Mutual insurance dates back to 1852 in Lower Canada when a group of local farmers decided to pool their funds to protect their properties mutually. 
  
We felt the best to explain mutual insurance is to compare it to a private/public insurance company.
  
   Private/Public Insurance  Mutual Insurance
 Owners  Stockholders  Policyholders
 Strategic Focus  $$ for Stockholders  Equity for Policyholders
 Voice for Policyholders  Short Term Profits Long Term Stability
  
My Mutual Insurance began itself in 1894 when a group of local farmers came together in Waldheim to start a mutual insurance company to serve the community and surrounding area.
  
Why does mutual insurance align so well with Saskatchewan values? Saskatchewan is known for its amazing people who look after one another and their communities, through volunteer work, charitable giving, and overall willingness to help our neighbors.
  
Mutual Insurance originated from this concept almost 167 years ago. Mutual insurance, in its most basic form, is people helping people. 

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Camping My Mutual Ins
Spring is in the air, and everyone is getting excited to get out and explore the countryside in their camper. Before you step on the gas, here is a simple checklist of maintenance for your camper that will make your trips as enjoyable as possible.. 

Preparation Checklist

  • Check batteries
  • Flush water system
  • Check for water leaks
  • Check appliances
  • Check tires
  • Conduct a full safety check

1. Checking the batteries

rv battery check my mutual ins

During the offseason batteries can lose up to 10% of their power per month when in storage. Make sure your battery is fully charged and has the correct water levels as designated by your manual. Make sure your connections are clean before reconnection and ensure your battery is protected from the elements.

RV/Camper Battery Check Testing - You Tube

2. Flushing your water tank

 RV Water Tank Flush My Mutual Ins

You most likely winterized your camper by running anti-freeze through the lines, now its time to clean that out.

  1. Hook your water hose into your city water inlet, turn water on and open all your taps.
  2. Let water run until water is clear. Once clear, close your taps and disconnect water hose.
  3. Fill fresh water tank and add two cups of household bleach. The bleach helps sanitize all your lines. 
  4. Turn on  pump and open all  taps until all have clear water.
  5. Close taps and pressurize hot water tank. (can take 5-10 minutes)  
  6. Let water sit for 3 - 4 hours or overnight to kill any bacteria. 
  7. Shut water pump off and open a hot water tap to help release pressure from water heater.
  8. Remove drain bolt from hot water tank. Once empty, replace water heater drain bolt.
  9. Empty fresh water tank and close once empty.
  10. Fill fresh water tank with hose and add two cups of vinegar to neutralize bleach.
  11. Turn on water pump and run all taps for a few minutes.
  12. Turn off water pump and empty fresh water tank.
  13. Fill fresh water tank one last time with fresh water and empty
  14. Once system is completely flushed you can fill your fresh water tank with fresh water for camping. 

If you are a visual person, check out this step by step walkthrough: Flushing Your RV/Camper Lines

 3. Check for leaks

Leaks in a camper can occur from water entering from the outside but we must also check to ensure water lines within the trailer are not leaking. 

Outside Leaks

At the beginning of every season do a walkthrough of your trailer checking windows, walls and air conditioner mounts for signs of water damage. If water damage signs are showing locate the source and have it repaired. 

Water Line Leaks

When pump is on, and lines are pressurized, take a flashlight and inspect all visible water lines for minor leaks. If you find a leak, empty lines, and repair prior to camping. 

 4. Check Appliances

 Do a walkthrough of your camper and check to ensure fridge, stove or any other appliances are in full working order.

5. Check Tires

Camper Tire Check My Mutual Ins

Check the air pressure in your tires and fill if necessary to recommended PSI. It is also important to inspect tire for thread wear and cracking on side walls. If you are concerned about the shape of your tires, have them professionally inspected and replaced if necessary. 

6.Conduct a full safety check

Camper Safety My Mutual Ins

Ensure your camper has the following and that they are in good working order.

  • Smoke Detector
  • PL Gas Leak Detector
  • Fire Extinguisher
  • Carbon Monoxide Detector

*Some of these checks can be challenging, if you are uncertain on how something is done, please consult a professional.

Happy camping from all your friends at My Mutual Insurance.

Flying brooms aren't just for the Potters anymore, with Procter & Gamble releasing the first-ever flying broom to the market for consumer purchase. 
 
Don't worry; My Mutual Insurance has the perfect coverage to get you up and flying in no time.
 
Come Fly With Me Package: $1,000 Deductible
 
$20,000 Coverage Plan Includes:
 
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Please note coverage does not include coverage for fire.
 
fire
 
Happy flying from all your friends at My Mutual Insurance.
 
#AprilFools
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With spring coming in fast, the snow in Saskatchewan is quickly disappearing. With all the snow melting comes a lot of water and your best defense against water damage within your home is a good plan for water drainage. 
 
Here is all you need to know about gutters and downspouts to make sure you are ready for spring. 
 
Gutters are designed to catch the water from your roof and carry it towards your downspouts for proper drainage. If your gutters are plugged with leaves and debris, water can build up and not be allowed to drain which can cause issues. Checking your gutters yearly and removing any debris helps get the water to the downspouts and moved away from your home.
 
While checking your gutters, check the slope of your gutters to ensure they have the proper slope. If gutters are not appropriately sloped towards the downspout water will have trouble flowly freely. 
 
 It is also essential to check the length of your downspouts as water can pool near the base of your home and cause flooding and foundation damage is too short. The recommended length of the downspout from the house should be six to 8 feet. 
 
There are a few options when it comes to extending your downspout, make sure to chose the one that will suit your needs but also move the water properly. 
 
1. Purchase a new length of the existing downspout that will give you the proper range and install
 
downspout into gutter
 
2. If the area you need to lengthen is a high traffic area, you might consider attaching a hinged elbow to the gutter. The extension can be placed up when not raining and down when the rain arrives. Ensure when traveling or away from your home for a long duration of time that you ensure the extensions are down. 
 
project gallery installing downspout drain lines gutter drainage ideas decorative accessories snaplock w elbow extension river rock extensions over
 
3. Attach a flex-a-spout, they are great for extending the drainage and also can be pushed and pulled apart to extent the length to your exact needs. 
 flex a spout downspouts 85019 64 1000
Some of these items can be done quickly but as always make sure to stay safe and call in a professional when necessary.
 
Happy draining from all your friends at My Mutual Insurance. 

You’re more than a policyholder, you have a voice. Let it be heard!

Contact our team, find a broker, become a part of the My Mutual family.